Pricing

Plans and pricing

Find the plan that matches how your team works coverage and pricing. Prices are per seat per month. Starter is available monthly or annually, and Professional and Premium are billed as an annual commitment.

Free

$0

Free forever

Select plan

Choose Free if you:

  • need a one-off coverage review
  • want more accurate answers than ChatGPT or Claude
  • want to test our benchmark database before buying

Key features

  • Access to 2,000+ Coverage Library
  • Unlimited AI-powered reviews
  • Compare to ChatGPT Pro ($20 / month)

Starter

$49/ seat / month

Annual commitment

Select plan

Choose Starter if you:

  • own insurance coverage assessments
  • manage coverage reviews through resolution
  • oversee coverage quality across 5+ policies
  • need audit-ready coverage assessments

Key features

  • Everything in Free
  • Document + case management
  • Create your own coverage assessment
Most popular

Professional

$375/ seat / month

Annual commitment

Select plan

Choose Professional if you:

  • coordinate coverage assessments across a team
  • need pricing benchmarks to validate competitiveness
  • build proposals or market reports for clients
  • need to find active carriers in your market

Key features

  • Everything in Starter
  • Real-time price benchmarks
  • AI proposal generation
  • Collaboration tools

Premium

$995/ seat / month

Annual commitment

Select plan

Choose Premium if you:

  • are expanding into new insurance markets
  • need competitive visibility beyond your book
  • research carrier appetite, pricing, and coverage trends

Key features

  • Everything in Professional
  • Free search over $8B in premiums
  • 100+ filters
  • AI market data chat

Enterprise

Custom

Contact us for pricing

Contact sales

Choose Enterprise if you:

  • need custom coverage assessments maintained by our experts
  • want to outsource coverage reviews and compliance ops
  • need enterprise onboarding, API, support, and workflows

Key features

  • Everything in Premium
  • Contact us for custom plans

Compare all features

Every capability across the five plans, side by side.

Plans
Free$0Select plan
Starter$49 /seat/moSelect plan
Most popularProfessional$375 /seat/moAnnual commitmentSelect plan
Premium$995 /seat/moAnnual commitmentSelect plan
EnterpriseCustomContact sales
Coverage Assessment Tools
Coverage Library with 1,000+ gold-standard assessments
Unlimited coverage reviews against gold-standards
AI-powered review of ACORDs and certificates
AI-powered review of insurance policies
Access to Advocate’s insurance AI model
Identify coverage gaps before renewal or client delivery
Exception (coverage waiver) tracking
Run multiple AI agents at once
10+ portfolio coverage reports for gap analyses
Create and manage custom Risk Profiles for your organization
Build AI-generated proposals with coverage benchmarks
Price Assessment Tools
Automated portfolio price matching
Identify overpriced policies before renewal
Carrier-level pricing detail
10+ portfolio price benchmark reports
Build AI-generated proposals with price benchmarks
Find active carriers by market, coverage, and exposure
4-week lagged market data access
Real-time market data access
Power Search across Advocate’s $8B+ transaction database
Power Search with 100+ market filters
AI chat with market data
Generate market research reports
Workflow Tools
Document retention
Case management
Review versioning
Team messaging
Centralized system of record for policy reviews
Document collection agents
Task chains for custom workflows
10+ portfolio workflow reports
Support & Services
Chat-based customer support
Dedicated Account Manager
Guided onboarding
Outsource reviews to Advocate consultants
API support
Coverage rules maintained by Advocate experts
Custom workflow support
Enterprise implementation support

Not sure which plan fits?

Talk to our team for a walkthrough of the coverage and pricing data tailored to your tools.

Contact sales